Building YouTrip Overseas Transfer
YouTrip's Overseas Transfer enables users to send money to bank accounts overseas.
As Senior Designer, I drove the design this 0-1 feature, establishing key systems, UI patterns, and overseeing its successful launch and ongoing refinement.
Timeline
Q2 2024 - Q4 2024
What we shipped
Mobile app feature
My Role
Senior Product Designer
SKILLS
Rapid Prototyping
UX/UI Design
Design System
Context
YouTrip is a multi-currency wallet widely loved by Singaporeans for its highly attractive FX rates and ease of paying overseas. In 2024, YouTrip expanded its offerings with the ability to transfer money overseas.
I was brought on the project to turn high-level flows into an actual product in the market.
Building complex systems from zero
Several complex systems underlie a simple money transfer. As a 0-1 feature, we had to build these systems.
I played a crucial role in translating technical documentation into easy-to-understand system logic, UX, and UI.
My initiative helped aligned cross-functional teams, and accelerated development timelines.
A playful welcome to win over users
Users who send money overseas tend to stick to services they are familiar with. As a latecomer to the space, we needed more than great rates to win users over.
To entice users, I designed an interface that appealed to both the rational and emotional. We evolved the final design with rounds of internal testing.
Balancing user effort and information accuracy
Adding recipient details is a part of a transfer that requires high user effort. Moreover, for transfers to be successful, we had to ensure the accuracy of user-provided information.
Beneath the interface, we developed an elaborate web of UX, UI, regex and backend checks to make the experience easier for users while increasing information accuracy.
Improving with data
We also proactively iterated with results in early releases, tweaking various parts of the design to bring the rate for failed transfers from ~2% to 0.6%. This decrease saved the business approx S$5,000/mth in failed transfer fees.
Look good, feel good
I was responsible for the overall look and feel of the feature. While making a feature feel consistent through its journey is important, I also designed the feature to feel distinctively YouTrip.

Outcome
YouTrip Overseas Transfer was officially launched in March 2025.