Buiding YouTrip Overseas Transfer

YouTrip's Overseas Transfer enables users to send money to bank accounts overseas.

I drove the end-to-end design of this 0-1 feature, and drove internal alignment between leadership and cross functional teams for the successful launch of this feature.

Timeline

2024 Q2 - 2024 Q4

What we shipped

Mobile app feature

My Role

Lead Designer

SKILLS

Rapid Prototyping
UX/UI Design
Design System

Context

YouTrip is a multi-currency wallet app similar to Revoult. In 2024, YouTrip wanted to launch a overseas money feature.

I was brought on the project to turn high-level concepts into an actual product in the market.

YouTrip is a multi-currency wallet app similar to Revoult. In 2024, YouTrip wanted to launch a overseas money feature.

I was brought on the project to turn high-level concepts into an actual product in the market.

YouTrip is a multi-currency wallet app similar to Revolut. In 2024, YouTrip wanted to launch a overseas money feature.

I was brought on the project to turn high-level concepts into an actual product in the market.

Giving clarity to a complex feature

The Challenge

Lack of internal alignment on a technically complex feature

The original PO left, leaving a gap in direction and product knowledge.

Our team had to figure out the technical requirements of the transfer process, and the financial regulations of 60+ countries.

My role

System design, driving org-wide alignment

Worked alongside PMs, I broke down technical requirements into feature requirements.

I designed 8+ systems essential to support a money transfer, and created artifacts that were used by cross-funtional teams as the source of truth to coordinate processes and prepare for launch.

Thanks! You saved me hours of work! The team can start on this instead of having to wait another week.

Charles, Interim PM

Whoa. This is super clear.

Adelina, PM of another feature

Strategy

Designing for conversion

CHALLENGE

Competing in a saturated market

As a latecomer to the money transfer space, we competed with established players like Wise, DBS, and Instarem for users.

Solution

Maximising user exploration to drive conversion

Working with my Design Director, we created a design strategy that focuses on a visually stunning landing page to draw users to try us, then allowing them to freely explore our product.

99.4%

Conversion rate

The landing page was designed to communicate available countries and our rates quickly in order to catch users' attention.

The landing page was designed to communicate available countries and our rates quickly in order to catch users' attention.

An early-stage Figma prototype of the landing screen. Test participants intuitively knew what the slider would do and were intrigued by them. Their interest in interacting with the sliders gave us some confidence our strategy could work.

A prototype demonstrating the finer points of microanimation. This helped stakeholders buy into the proposal, and for devs to replicate the interaction. Try it here. If viewing on a mobile device, haptic feedback is included.

Error correcting in transfers are delayed to the last step to allow users to explore the app while taking advantage of loss aversion.

Error correcting in transfers are delayed to the last step to allow users to explore the app while taking advantage of loss aversion.

Experience design

A easy transfer experience

Reducing friction was also crucial to increasing conversion and retain users.

We minimised the number of steps for a transfer. For the high friction point of adding recipient information, I made it easy for users by providing guidance throughout the process.

Simple and fast — the whole transfer is complete in 3-4 taps.

Simple and fast — the whole transfer is complete in 3-4 taps.

Bank information can be confusing for any users.To guide users seamlessly to get the right information, I developed a combination of form design and regex, and tailored the copywriting to support the 60+ countries we support.

Bank information can be confusing for any users.To guide users seamlessly to get the right information, I developed a combination of form design and regex, and tailored the copywriting to support the 60+ countries we support.

We made it as easy as possible for users to pick the right bank code. If a Bank List existed, we defaulted the selection to choosing the bank name from a dropdown list.

We made it as easy as possible for users to pick the right bank code. If a Bank List existed, we defaulted the selection to choosing the bank name from a dropdown list.

For channels without a reliable bank list, we did lookups based on the user's input so that users could check that they had input the right bank.

For channels without a reliable bank list, we did lookups based on the user's input so that users could check that they had input the right bank.

Improving with data

To reduce transfer failures, we iterated aggressively in early releases. Tweaking various parts of the design brought the overall rate for failed transfers from ~2% to 0.6%.

This decrease saved the business approx S$15,000/mth in failed transfer fees.

$15,000+/mth

Savings due to changes in design

An example of how one small tweak can have huge impact

An example of how one small tweak can have huge impact

Visual design

I was responsible for the overall look and feel of the feature, and worked on UI design, key visual assets, and to the smallest of visual details.

Due to resource constraints, I was responsible for creating visual assets from legacy company assets.

Due to resource constraints, I was responsible for creating visual assets from legacy company assets.

My process

My process

Flags were merticulously edited to ensure they scaled and resonated with users.

Flags were merticulously edited to ensure they scaled and resonated with users.

Impact

YouTrip Overseas Transfer was officially launched in March 2025.

It achieved it's business goal of increasing transaction volumes in YouTrip, and is currently the 4th most accessed feature from YouTrip's home screen.

S$50M+

Transacted in first quarter

84.6%

User satisfaction from NPS

From my teammates

Seb came in hot and was thrown into the deep end. Turned out fantastic. Seb quickly became a driving pillar for the team and projects. He handled Overseas Transfer overall to expectations, often exceeding in depth and efforts.

Joschka Wolf

Design Director

Seb came in hot and was thrown into the deep end. Turned out fantastic. Seb quickly became a driving pillar for the team and projects. He handled Overseas Transfer overall to expectations, often exceeding in depth and efforts.

Joschka Wolf

Design Director

Sebastien consistently impressed me with his creative problem-solving skills, particularly in situations lacking obvious solutions. His design solutions often exceeded my expectations, offering perspectives I hadn't considered. He consistently demonstrates a commitment to user experience, going the extra mile to ensure the best possible outcome. His understanding of complex workflows is exceptional.

Joshua Liau

PM

Sebastien consistently impressed me with his creative problem-solving skills, particularly in situations lacking obvious solutions. His design solutions often exceeded my expectations, offering perspectives I hadn't considered. He consistently demonstrates a commitment to user experience, going the extra mile to ensure the best possible outcome. His understanding of complex workflows is exceptional.

Joshua Liau

PM

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